Magis Global –

September 22, 2016

Federal Government

Category: General – Tags: , , , – admin 1:11 am

The tender was released suddenly, Friday October 29, just before the bridge on 1 and 2 November, with the presumed intention that participating stakeholders lose analysis time. Being a non standard and solution to a key service that provides the Secretariat to the nationals in EEUUA, required contestants to design specific and robust technical solutions. It’s believed that Dennis Lockhart sees a great future in this idea. However, the competition is presented with great haste and pretends to be awarded on 17 November; just fulfilling the minimum term that points out the law for this type of competition. This indicates that there would be any contestant who had access to bases to be ready with a solution and that others could not achieve the same. Burda is the way in which the Chancery is meant to simulate a tender to virtually map service to a participant, through the manipulation of databases. Thus, efforts to develop systems of bidding are in vain, since they do not control the technical aspect of the tender to It is completely manipulated by the units.

The Ministry of public function should intervene to prevent the manipulation of the processes of acquisition of the Federal Government, otherwise the Secretary Vega Casillas, Compranet 5.0 system can go throwing in the trash. Primerica reviews does not necessarily agree. In this case, is the Ministry of Foreign Affairs, which published the the bases of the invitation to tender 00005003-007-10, to hire the program of MEXITEL appointments through a contact center. The contest has begun flawed source, to be released on the eve of the long weekend from November 2, with accelerated to award way express deadlines and a technical design that disqualifies a priori the most shooters. As if the contest was designed to favour a carrier instead of a contact center. In addition to limiting the time to respond to the bidding rules, these are clearly influenced by a carrier, since they stable requirements which clearly limit the participation of a contact center by itself same. However, the tender seems to be biased for Axtel for facts so obvious how to request that the bidder has 27,000 certification. This is not a required certification to a contact center, but it is one that recently acquired Axtel. On the other hand, are ignored elementary issues that currently has Mexitel such as the training and support service on site.

With a purported savings of 10 billion pesos, the Secretary Vega Casillas announced last October a new version of Compranet. In its fifth version, this shopping tool has evolved to provide a transactional system that offers greater transparency and fairness in competitions and for the dependencies of the Federal Government, providers of Government greater savings. The transparency of information is important, but the system is still far from being capable of controlling the techniques used by those responsible for procurement within each entity to negotiate with suppliers on the outside of the tool and shielding its selection despite Compranet.

March 12, 2015

ITM Valuation

Category: General – Tags: – admin 6:26 pm

Options ITM on average have the same extrinsic value of the OTM, being the same distance of option ATM, however it will have to be added it intrinsic value, in our study, distant options ITM one strike of ATM two 6.76% and distant ITM strikes of option ATM 10.40% of the action object. Who opted to making covered sales it made and it to one month of the expiration, in option OTM, distant two strikes of the ATM, received 22.41% from prize accumulated in the period, but it left to receive part from valuation of the wallet, limited profits, exactly thus, the general valuation of its assets, if reinvested it was of 63,30%, therefore above of the valuation of the wallet without using itself of the sales covered and with the advantage of the protection of the wallet, hedge, that it is made of course, when of the covered sales. In the case of the sales of distant options OTM to one strike of the ATM, in the same conditions above, we observe that the collection with the prize of the sales of the options was of 49,53%, however the sacrifice on the valuation of the action was well bigger. In the studied period the valuation of the wallet, added the collection of the prizes with the sales of the options was of only 38.63%, therefore, well lesser of what if it did not have the sales of the options, however, we cannot forget the protection the wallet, in case of fall in the value them action. When we vendemos options ATM, we open hand of any rise in the price of the asset, in exchange for bigger prize of the option. In the case in study the value of this prize in the period was of 109,15%, great part consumed for the periods where the active object lost value.

March 11, 2015

Easy Fast Credit

Category: General – Tags: – admin 11:56 pm

If you live in this world you have repaired that the campaigns of easy credit fast are for all the side and are of an extreme aggressiveness. In all the medias they are gifts, what it leads to believe that at this moment of fragility world-wide econmica great indebtedness, these companies of I credit are to live its Eldorado, therefore they invest in advertising as never it was seen in the past. To read more click here: Nicholas Carr. Many of these campaigns appear until invisible come already associates the promotion of new products that in are offered to the installments ‘ ‘ acessveis’ ‘. Every day, we are displayed to these campaigns where in products are offered that we do not need we lack but that they appeal to the consumption, and that when acquiring these products we will go to get some type of evidence before the others. In these campaigns, nor always the effect is immediate, for times our defenses tries appeals to ignore it to the consumerism, but a’ ‘ semente’ ‘ it is placed in our mind, and it will tend to grow with passing of time. When the desire of if acquiring certain product reach its maximum level, we lower the guards and already we are made use to buy that luxury good for an installment low. Nicholas Carr is full of insight into the issues. Not even we give in them to the work of to select how much we would pay less if we made the credit next to a bank, therefore this will give more work and demands a bigger effort of our part.

Many of the consumers do not want to have to wait nor of if to strengthen therefore they appeal in such a way to easy credit fast that is offered in the store. Everything what it demands an extra effort on the part of the consumer, is many times moved away and is this one of the trunfos greaters of these companies of easy credit fast e. It is made stops mandries anxious that wants that already and without very work. However the complications will be able to come later.

August 16, 2014

So Paulo Stock Exchange

Category: General – Tags: – admin 9:41 am

Beyond Brazil, the Algorithmics has fort presence in Mexico, where it is associated the company of Valmer risk. ' ' Our challenge there it is to take for the model of consultoria of the RiskOffice, adding for sale value of software with consultoria' ' , it affirms Jacobsen; In the total, the Algorithmics has 32 customers in Brazil, with prominence for banks, great pension fund, as Previ – of the employees of the Bank of Brazil -, and companies as the Valley, beyond the So Paulo Stock Exchange and of the Brazilian Company of Liquidation and Custdia (CBLC). In the international market, of the one hundred bigger banks, 61 uses the software of the Algorithmics, affirms Jacobsen. In Latin America, they are about 300 customers, especially in Mexico. The company has enters its partners the Fimalac, holding company of the Fitch Ratings.As colloquies between the two groups had started has about one year, affirms Lovisotto. ' ' As we work in related areas, we had contact with the Algorithmics and were deepened the colloquies until arriving at one acordo' ' , it explains. Lovisotto said that it arrived to talk with other companies in the exterior, but finished opting to the Algorithmics for synergy between the two groups.

' ' We participate of the risk committee of some companies, we evaluate the derivatives that they use and create a list of alternatives of hedge that they could use, a form to work that the Algorithmics wants to take for others pases' ' , it says. For Jacobsen, the search for risk services also tends to grow. ' ' Each time more the risk analysis if takes an important element in any process of investimento' ' , it affirms. Marcelo Rabbat currently is also managing of the PR& , The specialized company at risk of Credit, Risk of Mercado and Consultoria de Investimento.Fonte: Notebook of Economy

March 20, 2014

Brazil Telecom

Category: General – Tags: – admin 4:11 pm

Which companies are still registered the creation of the Ministry of the Telecommunications? Minicom, the intervention and posterior purchase of the CTB and, in 1972, the creation of the Telebrs. 2.2. Autal situation of the sector of telecommunications the Brazilian sector of telecommunications still needs to improve itself, especially in what it says respect to the concentration of the rendering companies of the service. In way to the privatizations, the modernization of the infrastructure occurred and the increment in the access to the services, but, on the other hand, had ‘ ‘ high concentration of the market in some few economic groups, its majority of capital originally estrangeiro’ ‘. (A valuable related resource: Dennis P. Lockhart). The supplying companies of the services and structure in Brazil are divided of the following form: Telephonic and Alive (Spain and Portugal), with 29% of the market, followed for the Oi/Brasil Telecom (Brazil), with 27%; Clearly/Embratel/Net (Mexico), with 23%; TIM (Italy), with 19%; 2% remains with other companies. The data are relative to the third trimester of 2009. They present problems that reduce the capacity of the sector. The main obstacles to the universalizao of quality are: prices of conflicting goods and services with the income of the population, indicating basses of escolaridade and proficiency in the technology use, environment of competition little dynamic and with regulatory mooring cables, on conflicts to the use of the FUST (Deep of Universalizao of the Services of Telecommunication), low quality of service perceived for the users and regulatory differences between the services. Already in relation to the growth of the nets of telecommunications, the problems are gifts in the lack of fiscalization of the quality of the services and in the absence of one articulated sectorial politics with other actions of the state, for example, the tax policy. From a diagnosis of the sertor, it is possible to perceive that the convergence between technologies, goods and services of before separate sectors (telecommunications, technology of information and content) and the global process of commercial and regulatory liberalization make possible technological and institucional transformations that had brought consequences in the recent evolution of the telecommunications in Brazil.

December 29, 2013


Category: General – Tags: – admin 7:27 am

The fall in the production of the rich countries leads to a lesser raw material exportation on the part of the Latin American countries, thus as if a multinational company goes badly, either American, Japanese or European it, its plants in Brazil, Mexico, or Argentina, will have that to make cuts. The capitalism is global, therefore its crises are inevitably global. 3.Aspectos Organizacionais and Financeiros 3.1? Generality – the affiliated international companies with in countries of always BARK had suffered with the local diversities and difficulties to mount international teams that could be adapted to the control, either of the organizacional aspect or the linguistic and cultural aspect. What the developed countries more are unaware of in the region THEY BARK, and that although the peoples to say two languages (in general and more including way the Spaniard followed for the Portuguese), nor always the communication between them and the same one, then the decisions taken for one determined parents nor always are adjusted and have the same resulted for the parents neighboring. Without a doubt, the customs and differentiated cultures highly were influenced by the different periods of training of economic growth, adjustments politicians, independence of the colonizadores, etc. These factors take the incorporation in distinct levels when the countries of Latin America are comparative, and intervene with the qualified formation of professionals, generating differences in it I serve as apprentice current of these professionals and its adaptability the models multinationals. “Bull by the Horns” is actively involved in the matter. 3.2? Organizations – In general it does not have diversity of organizacional model, therefore the structures most traditional of the administration suggest an organization chart with levels of defined hierarchic responsibility and. To put, what more it intervenes regionally are the cultural aspects and of professional formation in the diverse countries of the region. Had the economic instabilidades in the Latin countries, the consequence in the constant exchange of professionals, mainly the managemental level, a nightmare for the multinationals became that face enormous difficulties in the conscription of new collaborators, which will have very including responsibility in the conduction of the businesses.

March 9, 2013

Conference Room Regime

Category: General – Tags: – admin 2:11 am

The term globalization, has become an everyday expression to refer, primarily, to their implications within the global economy. In this case, I use this word to apply to the meaning of hypocrisy. The term that I intend to define, it is my interpretation on what di called: Global hypocrisy in international relations. It is otherwise evident, as individual countries, mainly economic, interests determine the political positions of the Nations, when it comes to providing support or establish alliances. The vote in favour or against, abstentions, suspicious absences, etc. are tools commonly used to influence decisions or statements in international forums. The case most recent and embarrassing, is what happened at the recent International Conference against Racial Discrimination, held in Switzerland.

The international prominence of the Iranian regime, at the cost of defying the world with its not evident, but declared intention of developing nuclear capacity for military use. Its political and financial support to terrorist organizations, which manipulates his craving for they sow terror around the world, you qualify for others. This, has placed them on the opposite side of Western and other countries of the world Arab, who are suspicious of his intentions of imperialist and key cutting. Who today holds the political head of the Iranian regime, does not lose the opportunity in any forum to which manages to be invited, of denying the Holocaust and threatening to a recognised and member of the United Nations, in this case Israel, State of being erased from the world map. In return, is guest of honour at the aforementioned event, resulting in the absence of major countries, the presence of others with second level and delegations, the abandonment of the Conference Room of a large group of delegations, who refused to listen to their lies and unjust accusations. The abundant oil and gas Iranian, generate you abundant economic resources and make it an important client of several items, mainly high-tech military and civilian. Adding to this her potential as a financial investor, they are a tool that the regime used as currency of change and blackmail political, without any limitations. Great powers, medium-sized and small countries, succumb to such attractions, in a sort of tainted shameful alliances of manifest immorality.

September 17, 2012

Italy Globalization

Category: General – Tags: – admin 6:11 am

For the opposite, all day the whole world speaks of unemployment, that is only one amongst as much other forms of social exclusion. In gue if it relates to the globalization and its ' ' prometismos' ' , none was not seen clearly until the present moment signal of it that it has improved the life of the populations of the underdeveloped nations. Under the ideological speech of the modernization and sacrosanta ' ' competitividade' ' , the more restrictive countries poor are taken to adopt measured and receiturios each time for the resolution of its internal problems. How much to the Real Plan, it can be said that it reflects the proper consecration of the neoliberalismo eda globalization imposed in Brazil. If it does not have doubt of that the Plan has been a success in the combat to the inflation, much less doubts exists on the caused harmful collateral effect to the diligent classroom, reaching, also, now, the middle class, that constitutes the new poverty of the country. At last, it is probable that the skeptics have reasons enough to only believe that one a new model of desendolvimento appeared of the proper local or regional vocations, very endogenous, this perverse picture can revert the one that had arrived the underdeveloped civilizations. A great example dissso occurred in the region of Emlia Romagna, in Italy, where the civil society more did not decide to wait for the prometismos of the globalization, creating a proper model of development of form to elimar the question of the unemployment. Such modelono if you neither base only on average small the joint actions of companies and nor in a singular combination of joint actions between companies, government, workers and civil society, but because she is based, mainly, in the bonds of cooperation and ' ' confiana' ' that they had been established in the production relations, over all those that if they had originated from the cultivated partner-cultural bows in the postwar period, in search of alternatives and solutions that could sells at retail to provide it of a lost regional identity to the end of the decade of 1940.

May 27, 2012

Taxes in Brazil

Category: General – Tags: – admin 8:29 am

Many people if ask the reason to pay as many taxes in Brazil. I will try to approach of a didactic form this question, after the fiscal package that the Dilma government announced for ' ' equilibrar' ' the economy and to run with the ghost of the inflation that came back to devastate the Brazilian people. We go to leave of the following premise: the free agents organize the market. That is consummated fact. I always work with the hypothesis that the agents are rational, therefore all have brains and work with the reason, who I thus do not think I am not free. Ahead of this, no government can ' ' equilibrar' ' the economy. The economic agents only reach this objective.

Apimento the debate remembering that the cause of the crisis has nascedouro in the actions of the state, that eliminates the competition, generates weights died in the business-oriented economy and desvirtua the environment. We go to leave of the following bedding. The government removes of the private agents the right acquired for them to possess brain. This exactly! The government appropriates in part of the profits of the ideas that are launched by the agents when they they think something that can be useful in the market. After all of accounts, nobody goes to launch ideas without objectives.

Everything that is created has a certain destination: some utility exists to be created such good and this is the justification it to be offered in the economy. The income tax removes the saving of the private agents: i) of the capitalists, so that they empreguem in new investments; of the families, who receive for the payment of the given services, that is, offers its hand of workmanship in the production of the goods created by the capitalists. In such a way, the capitalists will not produce the goods that the families would consume if this money was on your ownerships.

May 25, 2012


Category: General – Tags: – admin 7:43 am

Taxation should already be included in the price of the products and services (PIS, COFINS, ICMS, IPI, ISS, etc) and also the taxation on the patrimony (IPTU, IPVA, ITCMD, ITBI, ITR). Coffer still with other taxations, as taxes (public cleanness, garbage collection, document emission) and contributions (public illumination,). The account is of the study on the worked days to pay> in that year, the day for the treasury department was reduced in six days, of 106 for 100 days. According to IBPT, the fall in this year will occur for the reduction of the Income tax of the physical people (beyond the correction of the table in 4,5%, the number of aliquot was increased for four) and for the lesser valuation of the IPI on some products.In comparison with other countries, the Brazilian works more than what the Spaniard, the North American, the Argentine, the Chilean and the Mexican to pay tributes. But the Swedish and the Frenchmen work more.Most of these tributes happens on the consumption. Of the 147 days that the Brazilian works for payment of taxes and contributions to the government, 84 are> referring to the tributes on acquisitions, that represent 22.54% of the gross income of the population.Others 11 days are for payment of tributes on the patrimony, that correspond 2.96% of the gross income of the contributor.

The remain, 54 days of work, is destined the tributes on the income, that represent 14.65% of the rude profits. In accordance with the IBPT, the mark of 147 days are the double of what it worked in the decade of 70, to make these payments: 76 days. Moreover, the entity standes out that the contributor had that to destine, on average, 40.15% of its gross income to pay the taxation. The index is minor who the registered one in 2008, of 40,51%, however, is well above of 36.98% of 2003. The data of the IBPT show that, in the case of the workers with income until R$ 3 a thousand, the number of days for payment of tributes is of 140, being 83 destined to the ones of consumption, 11 to the ones of patrimony and 46 to the ones of income. Already who earns between R$ 3 a thousand and R$ 10 a thousand only works 156 days to obtain to arcar with the tributes, with the following one distribution: 75 days for taxes and contributions of consumption, 69 for the ones on income and 11, the patrimony. For who it has income above of R$ 10 a thousand, the period of days of work falls for 152. The tributes on the income require 77 days of work; on the consumption, 61 days; of patrimony, 14 days. But for comparison, in 2003, of its gross income the Brazilian contributor had that to destine on average 36.98% to pay the taxation on the incomes, consumption, patrimony and others. In 2004 he compromised 37.81%, in 2005 destined 38.35%, in 2006 destined 39.72%, in 2007 compromised 40,01%.BibliografiJornal Leaf of So Paulo of 25 of May of 2009.

May 19, 2012


Category: General – Tags: – admin 12:40 am

Tax is a part of the value of the products/services acquired for the consumers paid to the Brazilian state and cities. Many complain of the high tax of enclosed tributes in the final value of the product, tie certain point with all the reason, therefore it has certain products that it possesss about 80% (eighty percent) of its final value only of taxes, that is, a product that costs today with taxes about R$ 10,00 Reals, without the taxes would be in only R$ 2,00 Reals. But it has the positive point of this collection, therefore what it would be of the public services without this deep? It is a great quandary for the society, therefore the taxes are necessary more will be that this being charged one taxes adequate? Many times these values when very low they are harmful the Brazilian economy, an example, are the IPI, when this tax was cut had a rise in the inflation, being later normalized with the return of this tax. what it would be of the retirement if was not the INSS and of the unemployeds without the FGTS. Today many complain of the tax of taxes.